Estate Planning
One of the fundamental foundations of a financial plan is Estate Planning. This is typically a process that focuses on the proper placement of life insurance in event of a family members sudden death. There should be provisions in place specifically ?for dependents of the deceased. An estate plan should consist of wills and/or trusts to ensure proper development. Keep in mind that the ownership of certain policies may affect estate taxation. Whereas beneficiary designation, policy loans and face amounts can affect asset distribution upon the family bread winners death. Other areas of concern may include, inflation, gifts made and property inheritance.?
Source: http://teamschuco.blogspot.com/2012/09/estate-planning.html
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